ReSubs vs PocketGuard: Dedicated Tracker or Budget App?
PocketGuard is a budget app with auto-detected subscriptions. ReSubs is a privacy-first tracker with no bank access. Compare features.

ReSubs is a dedicated subscription tracker for iOS and Android with trial reminders, lifecycle tracking, AI extraction, multi-currency support, and 30+ cancel guides — no bank access required. PocketGuard (free basic, $7.99/month or $34.99/year Plus) is a budgeting app that auto-detects subscriptions from bank transactions via Plaid and adds a "safe-to-spend" calculation. ReSubs goes deeper on subscription management without bank access; PocketGuard bundles subscription detection into a broader budget tracking tool.
Quick Summary
ReSubs is a dedicated subscription tracker built around privacy. You add subscriptions manually, via AI extraction, or CSV import. No bank connection required. Free tier available; Premium unlocks unlimited subscriptions and all features.
PocketGuard is a full budgeting app that includes subscription tracking as one of its features. It connects to your bank accounts and auto-detects recurring charges from your transactions. Free basic plan available; Plus costs $7.99/month or $34.99/year.
Ready to take control of your subscriptions?
ReSubs tracks every subscription, reminds you before renewals, and includes 40+ cancel guides.
Feature Comparison
ReSubs vs PocketGuard: Feature Comparison
| Feature | ReSubs | PocketGuard |
|---|---|---|
| Dedicated Sub Tracking | ||
| Manual Entry | ||
| CSV Import/Export | ||
| AI Extraction | ||
| Trial Reminders | ||
| Lifecycle Tracking | ||
| Calendar View | ||
| Home Screen Widgets | ||
| Multi-Currency | ||
| Bank Auto-Detection | ||
| Budgeting / Spending Limits | ||
| Savings Goals | ||
| Offline-First / No Bank | ||
| Free Tier | 5 subs | Basic |
Source: Feature comparison based on App Store listings and pocketguard.com, March 2026
Key Differences
- Budgeting suite vs. subscription tracker: PocketGuard includes spending limits, savings goals, and an "In My Pocket" feature showing safe-to-spend amounts. Subscription detection is a secondary feature with less depth.
- Bank requirement: PocketGuard requires bank linking via Plaid for all features. ReSubs works fully offline with no bank access and no third-party data sharing.
- Subscription depth: ReSubs offers trial-to-paid reminders, lifecycle state tracking, AI extraction, and 30+ cancel guides — specialized tools PocketGuard does not provide.
Price
PocketGuard Free offers basic budgeting and subscription detection. PocketGuard Plus is $7.99/month or $34.99/year. ReSubs offers a free tier; Premium unlocks unlimited subscriptions and all features. PocketGuard Plus bundles budgeting; ReSubs gives a more focused subscription toolset.
Verdict
Choose PocketGuard if you want a full budgeting app that also catches subscriptions automatically and you are comfortable linking your bank accounts.
Choose ReSubs if you want a dedicated subscription tracker with deeper management features, multi-currency support, and a privacy-first approach that never touches your bank data.